Thursday, August 27, 2020

Child abuse in Texas Research Paper Example | Topics and Well Written Essays - 1250 words

Youngster maltreatment in Texas - Research Paper Example Numerous cases have surfaced proving the degree of kid maltreatment by family, family members and even confided in associates. Youngster abuse incorporates sexual attack just as utilization of an illegal substance bringing about mental or physical injury to a kid. Youngsters beneath the age of three are the most powerless against kid maltreatment as they altogether rely upon their folks and can barely protect themselves from any mischief. Guardians open their youngsters to threat because of their absence of legitimate child rearing training. As indicated by (Libal 220), most guardians matured 26-35 years of age are probably going to fault for the maltreatment. From guardians to instructors and seniors they accurate corporal requital and different methods for discipline to dispense physical maltreatment. It likewise includes tormenting in schools from senior understudies and classmates. The Texas government has made a division to administer kid misuse cases. In the event that inhabitants speculate any kid misuse case, they are commanded to answer to Texas Department of Protective and Regulatory Services (Diamond 1). The office trying to address kid maltreatment by ordering experts, for example, instructors, specialists day care workers just as other state-authorized associations that have individual contact with the youngsters to report any worries they may see in to guarantee security of the kids (Barriere and Feldman 1572). Texas law has arrangements of criminal approval for assaults, sexual attack and every other demonstration that are carried out against kids prompting kid misuse. Texas family Code accommodates youngster assurance from abusers. It frames the reason for criminal oppression of the individuals who manhandles or carries out a wrongdoing against youngsters. As per the code, misuse involves acts or exclusions that chance or disables a child’s m ental, physical and enthusiastic just as wellbeing headway. The maltreatment incorporates disregard of wellbeing and physical viewpoints just as

Saturday, August 22, 2020

The Papacy as represented in Peruginoapos;s The Gift of the Keys Essay Example

The Papacy as spoke to in Peruginos The Gift of the Keys Paper The Papacy as spoke to in Peruginos The Gift of the Keys Before I examine the significance of different images in Peruginos The Gift of the Keys, note that by far most of my insight about the importance of the members and engineering in the work of art originate from the composition of craftsmanship student of history Carol Lewine, whom in her ongoing book talks about the fifteenth century frescoes of the Sistine Chapel (65-74). I will be following her distinguishing pieces of proof, and adding to them my own understandings of the commitment of imaginative origination and arrangement to significance and impact. What makes Peruginos painting noteworthy are the solid political, strict, and social remarks made through the amazing images in Peruginos work. One of thefirst, and generally significant, components to see in The Gift of The Keys is the manner in which almost every article in the work of art figures out how to concentrate consideration on the focal figures of Christ and Peter . Despite the fact that the two are not truly isolated from the remainder of the figures in the scene, it turns out to be quickly evident to the watcher that Christ and Peter are the chief subjects of this work of art. To one side of Christ stand six missionaries, the other six witnesses (checking Peter) situated promptly on his right side. Likewise flanking Christ and Peter are the double portrayals of the Arch of Constantine, and quickly in bac of Christ and Peter is the heavenly Temple of Solomon. The significant part of this centralization of Christ and Peter is that it shows that even with the entirety of different images in the composition, the most significant one is the endowment of the keys. At the point when Christ hands the two keys to Peter, he emblematically gives him the ability to recognize great and fiendish, and the ability to tie and free or to exonerate miscreants after fitting compensation, as Lewine puts it. (70 Lewine) Peter is frequently thought of generally a s thefirst pop

Friday, August 21, 2020

How Bankruptcy Leads to Bad Credit

How Bankruptcy Leads to Bad Credit How Bankruptcy Leads to Bad Credit How Bankruptcy Leads to Bad CreditFiling for bankruptcy doesn’t always lead to bad credit, but only if your credit is very bad to begin with.There are many, many different ways that you can lower your credit score. You can take out too much debt, especially high-interest credit card debt. You can also pay bills late or not pay them at all. And the more frequently that happens, the worse your score gets.A lot of these behaviors can also lead you to file for bankruptcy. This is a legal process wherein a person (or business) admits that they cant pay all of their debts. The process allows them to settle those debts with their creditors (aka, the parties to whom they owe money), oftentimes for less than what they actually owe.However, filing for bankruptcy isn’t all sunshine and debt-free kitty cats. It can mean losing your house, car, or other valuable property. It can also mean having a portion of your income earmarked for debt repayment.And then there’s what it does to your cred it score…In short, it’s not great.The only way bankruptcy wouldn’t hurt your score is if high debt load and late payments have hurt it badly  already.Think about it like this: If the kinds of financial problems that cause bad credit are a train ride, then bankruptcy is the final stop on the line.How bankruptcy affects your score“Bankruptcy does negatively affect a credit score at first, but less so as time increases from the filing date, says Randall R. Saxton (@SaxtonLaw), founder of Saxton Law, PLLC. “However, for individuals who already have negative items on their credit report, the initial drop is not as much as it would be for someone with excellent credit that files a bankruptcy petition, which could range from 160â€"220 points.”A drop of 160â€"220 points could be enough to take you from a great score to a downright bad one.According to Tracy Becker (@tracybecker), President and CEO of North Shore Advisory, Inc, a leading credit restoration, education and monitori ng company, the fact that bankruptcy could so drastically lower a high score, “is one reason it is so important for an individual to be aware of their credit scores, so they can make an educated decision before moving forward with a bankruptcy.”On the other hand, someone whose score is already quite low would have little to lose, credit-wise from filing for bankruptcy.“Many individuals do not realize that by having many late payments, collections, and defaults, their score may be almost as low as they would be if a bankruptcy occurred, says Becker.“Once they find out their credit is already poor they can move forward with the bankruptcy process with an understanding that their scores will not see a tremendous impact.”When it comes to bankruptcy affecting a person’s score, one overlooked factor is the number of accounts that are included in the filing.According to Saxo, “An individual who has fewer accounts with amounts owed will have less of a drop than someone with ma ny accounts.”The different kinds of bankruptcy Before we moving on, we should talk about the different kinds of bankruptcy.Chapter 7: This is the simplest and least expensive form of bankruptcy, but that simplicity comes with a price. Under Chapter 7, a person can quickly discharge their debts by surrendering their assets: aka, their car, their house, and other valuables. Those assets are then used to compensate creditors.Chapter 13: Under this form of bankruptcy, a person repays all or part of their debts according to a repayment planâ€"a plan that cannot last longer than five years. The bankruptcy court must approve the repayment plan before it begins, and the debtor actually makes their payments directly to the court, who then pays the creditors in return. In order to qualify for Chapter 13, a debtor must meet certain income and debt-load requirements.Chapter 11: This is a form of bankruptcy that’s most commonly used by corporations and businesses. However, it can be used by individuals as well. Chapter 11 involves a restructuring and reorganization of a person’s debt and assets. It is much more complicatedâ€"and thus much more expensiveâ€"than either Chapter 7 or Chapter 13. It can allow for a debtor to repay their creditors over time according to a court-approved repayment plan and can be a good option for someone who does not qualify for Chapter 13.When it comes to your credit score, the main difference between these Chapters 11, 7 and 13 comes down to how long they will affect your score.How long does a bankruptcy hurt your score?“All personal bankruptcy types have a major impact on scores (unless they are already poor). Some bankruptcies remain on credit for seven years while others remain for ten,” says Becker.All the accounts that are included in the bankruptcy are marked as such on a credit report.  They do not disappear once the bankruptcy is finalized and they can remain for seven years. Every year from the date of the original delinquen cy (bankruptcy) scores will improve but not dramatically.“Usually after the first 5â€"6 years from the bankruptcy, credit scores are impacted minimally,” she says.But when it comes to just how long a bankruptcy can affect your credit, the type of bankruptcy filing does make a difference.According to Becker, “Chapters 7 and 11 remain on a person’s credit report for ten years, regardless of whether it was discharged or dismissed.” She also says that Chapter 13 bankruptcies “can remain on file for ten years from the date filed but, if discharged, will remain on file for seven years from the date filed.”“Debts remain active during a Chapter 13 bankruptcy plan, which lasts between three and five years,” says Saxton.“Thus, the removal of discharged debts from the credit report which occurs after seven years can take three to five years longer for a Chapter 13 bankruptcy than a Chapter 7 bankruptcy.”However, while the effect on your score might become minimal, the ban kruptcy filing itself still remains on your credit report.After seven years, items such as debts, judgments, and foreclosures that were discharged by the bankruptcy are removed. However, the record that a bankruptcy was filed remains on the credit report for ten years,” says Saxton.This means that a lender who pulls your credit report during a loan application might still be wary of lending to youâ€"or might insist on raising your interest ratesâ€"even if your credit score has recovered.How can you improve your score post-bankruptcy? “To improve your credit after a bankruptcy a person can apply for specific cards that gear towards those with poor or no credit,” says Becker. “These cards are “secured credit cards”.   Its important to make sure the credit issuer reports the history to the credit bureaus.”“Once they gain approval they need to use the card responsibly. After using the card for a year they can check their scores and see how they have increased. At that po int, they may have access to approvals on better non-secured cards. They can build upon their responsible use of the new credit and time passing.   At the third year seeking out a highly qualified credit expert for advice on credit improvement can also help boost the scores prior to the five or six year wait,” she says.“If consumers file for bankruptcy due to mismanagement of finances they should learn from the mistakes they made that led to the problems and set up a budget/financial plan that will help them to rebuild their financial standing.”Do you have a story about how you recovered from bankruptcy? Wed love to hear about it! Let us know on Twitter at @OppLoans.Visit OppLoans on YouTube | Facebook | Twitter | LinkedINContributorsTracy Becker is the President and CEO of North Shore Advisory, Inc., a leading Credit Restoration, Education and Monitoring Company specializing in Business Personal Credit Services. Tracy is a FICO Certified Professional Expert Credit Witness, she has been improving both consumer and business credit as well as educating professionals and individuals for almost thirty years. North Shore Advisory has helped thousands of businesses and individuals to have the most opportunity and savings great credit can offer.Randall R. Saxton (@SaxtonLaw) is the founder of Saxton Law, PLLC, and practices in the areas of bankruptcy, tax, business formation, and estate planning. Randall also serves as the JAG for the Mississippi State Guard, President of the State Guard Association, as a Director of the Madison Chamber of Commerce, and is the author of the fictional thriller, Red Sky Warning. He does volunteer work as a Mediator for the Jackson Municipal Court and as an Emergency Response Team member.

Monday, May 25, 2020

14 Ways to Write Better in High School

Whether youre putting together a research paper for class, posting a blog, composing your SAT essay or brainstorming for your college admissions essay, you just kind of need to know how to write. And sometimes, high school kids really struggle to get the words from their brain onto paper. But really, writing is not all that tricky. You should not break out in a cold sweat when your teacher announces an essay exam. You can write better in six minutes if you just use some of these tips to help you get the ideas that flow so easily from your mouth to do the same thing from your fingertips. Read on for 14 ways to write better essays, blogs, papers, the works! 1. Read Cereal Boxes Yep, cereal boxes, magazines, blogs, novels, the newspaper, ads, e-zines, you name it. If it has words, read it. Good writing will challenge you to up your game, and bad writing will help you learn what not to do. A variety of reading materials can influence you in subtle ways, too. Ads are often perfect examples of succinct, persuasive text. The newspaper will show you how to hook a reader in a few lines. A novel can teach you how to incorporate dialogue seamlessly into your essay. Blogs are great for demonstrating an authors voice. So, if its there, and youve got a second, read it. 2. Start a Blog/Journal Good writers write. A lot. Start a blog (maybe even a teen blog?) and advertise it all over Facebook and Twitter if youre interested in feedback. Start a blog and keep it quiet if youre not. Keep a journal. Report on things happening in your life/around school/ around your home. Try to solve daily problems with quick, one-paragraph solutions. Get started on some really unique creative writing prompts. Practice. Youll get better. 3. Open Up a Can of Worms Dont be afraid to get a little risky. Go against the grain. Shake things up. Tear apart the poems you find meaningless on your next essay. Research a touchy political subject like immigration, abortion, gun control, capital punishment, and unions. Blog about topics that generate real, heartfelt, impassioned discussion. You dont have to write about hummingbirds just because your teacher loves them. 4. To Thine Own Self Be True Stick with your own voice. Nothing sounds faker than a high school essay with words like alas and evermore sprinkled throughout, especially when the author is a skater kid from Fresno. Use your own wit, tone, and vernacular. Yes, you should adjust your tone and level of formality based on the writing situation (blog vs. research paper), but you dont have to become a different person just to put together your college admissions essay. Theyll like you better if youre you. 5. Avoid Redundancy Just drop the word nice from your vocabulary. It doesnt really mean anything. Same goes for good. There are thirty-seven better ways to say what you mean. Busy as a bee, sly as a fox, and hungry as a wolf belong in country songs, not in your ACT essay. 6. Keep Your Audience in Mind This goes back to adjusting your tone and level of formality based on the writing situation. If youre writing to gain entrance to your first choice for college, then perhaps youd better not talk about that time you made it to second base with your love interest. Your teacher is not interested in your sticker collection, and the readers on your blog dont care about the stellar research project you put together on the migratory habits of emperor penguins. Writing is one part marketing. Remember that if you want to be a better writer! 7. Go To the Dark Side Just for the heck of it, allow yourself to consider the possibility that the opposite opinion is actually correct. Write your next essay defending the 180 of your thought processes. If youre a Coke person, go Pepsi. Cat lover? Defend dogs. Catholic? Figure out what the Protestants are talking about. By exploring a different set of beliefs, you open up your brain to endless creativity, and maybe garner some fodder for your next debate, too. 8. Make It Real Boring writing doesnt use the senses. If your writing assignment is to report on the local parade and you fail to mention the shrieking kids, dripping chocolate ice cream cones, and rat-tat-tatting from the marching bands snare drum, then youve failed. You need to make whatever youre writing about come alive to your reader. If they werent there, put them on that street with the parade. Youll be a better writer for it! 9. Give People Goosebumps Good writing will make people feel something. Tie something concrete – relatable –to the existential. Instead of talking about justice as a vague idea, tie the word, judgment, to the sound the gavel makes as it hits the judges desk. Tie the word, sadness, to a young mother lying on her husbands freshly dug grave. Tie the word, joy to a dog careening around the yard when it sees its owner after two long years at war. Make your readers cry or laugh out loud at the coffee shop. Ticked off. Make them feel and theyll wanna come back for more. 10. Write Creatively When Youre Sleepy Sometimes, the inspiration bug bites when youre all strung-out from being up too late. Your mind opens up a bit when youre tired, so youre more likely to shut down the robot-I-am-in-control portion of your brain and listen to the whisper of the muses. Give it a whirl the next time youre struggling to get out of the gate on your take-home essay. 11. Edit When Youre Fully Rested Sometimes those late-night muses steer your writing vessel directly into a rocky shoreline, so dont make the mistake of calling your work done at 3:00 AM. Heck, no. Make time the next day, after a long, satisfying rest, to edit all of those ramblings and misspelled words. 12. Enter Writing Contests Not everyone is brave enough to enter a writing contest, and thats just silly. If you want to become a better writer, find some free writing contests for teenagers online and submit everything you wouldnt be embarrassed to see plastered all over the Internet. Often, contests come with editing or feedback, which can really help you improve. Give it a shot. 13. Dive Into Nonfiction Not all good writers write poetry, plays, scripts, and novels. Many of the most successful writers out there stick to nonfiction. They write memoirs, magazine articles, newspaper articles, blogs, personal essays, biographies, and advertisements. Give nonfiction a shot. Try describing the last five minutes of your day with startling clarity. Take the latest news report and write a two-paragraph description of the events as if you were there. Find the coolest person you know and write your next essay about his or her childhood. Write a two-word ad for the best pair of shoes in your closet. Try it – most of the good writers do!

Thursday, May 14, 2020

FON 241 Quiz 3 - 1145 Words

FON241 Principles of Human Nutrition Quiz 3 This assignment is worth 30 points. Please make sure you have answered all questions prior to submitting. Once you click the submit button, you will not be able to return to this section. Question 1 of 30 Which of the following atoms is always found in a molecule of glucose? Carbon Sodium Calcium Nitrogen Question 2 of 30 Which of the following is a feature of an essential amino acid? It is not necessary in the diet. It must be supplied by the diet. It can be made from fat in the body. It can be made from glucose in the body. Question 3 of 30 Which of the following describes a process in protein synthesis? The code to make a protein is carried by†¦show more content†¦it takes at least 6 months to document changes in muscle accretion. the weight he has gained can be attributed to a substantial increase in his protein stores. because muscle accretion only responds to very lean meat choices, he should eliminate the fatty bacon and steak from his diet to promote muscle gain. Question 23 of 30 When energy-yielding nutrients are consumed in excess, which one(s) can lead to storage of fat? Fat only Carbohydrate only Fat and carbohydrate only Fat, carbohydrate, and protein Question 24 of 30 In addition to energy, what are the principal end products of cellular oxidation of carbohydrates? Water and carbon dioxide Carbon, hydrogen, and urea Indigestible fiber and nitrogen Monosaccharides and amino acids Question 25 of 30 Which of the following is a characteristic of ketosis? It may lead to a lowering of blood pH. It leads to increased appetite in most individuals. It may be alleviated quickly by ingestion of some dietary fat. It is a necessary physiological adjustment for maximum weight loss. Question 26 of 30 Which of the following is a feature of the metabolism of surplus dietary fat? Excess fat is almost all stored. Excess fat promotes increased fat oxidation. Excess fat spares breakdown of body proteins. Conversion of excess fat to storage fat is inefficient.

Wednesday, May 6, 2020

Orientalism, Imperialism, And Culture Clash Essay

M.Butterfly Today in America the cultural divide between traditional western culture and many other cultures such as the Asian and Middle Eastern cultures show the divided clash between them that western culture has pushed from Oriental notions of other cultures and Imperial power on them believing that the views and culture of Western life are better for other people more than their own culture and way of living to establish power. These systems of power that still divide men and women create the idea that a person is either of American/Western culture or of the cultural life of where they came from. The construction of these systems by men show the chauvinistic ideals of Western culture that are destructive to women, men, and other cultures as well such as between the Eastern culture and the European culture. M.Butterfly by David Henry Hwang shows the theme Orientalism, Imperialism, and culture clash where Europeans fetishize Asian cultures as underdeveloped, backward, passive, exotic, and feminine and its impact of chauvinistic fetishization on men and women from these different cultures. With the main character Gallimard, it is shown he is heavily influenced by the Orientalist and Imperialist views that pervade his Western-European culture with his relationship to others which slowly becomes detrimental over time in the play and ultimately lead to his death. An important part of the Western-European ideals that Gallimard adopts in the play and can be seenShow MoreRelatedEdward Said s Critique Of Orientalism Essay1777 Words   |  8 Pages SHORT ANSWERS What are the key features of Edward Said s critique of Orientalism? Said’s critique of Orientalism is based upon the way Western scholars in the 19th and 20th century represented the East as inferior and as the ‘other’. 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The novel was not revised and completed, until the end of his second stay in India, in 1921, when he served as secretary to the Maharajah of Dewas State Senior. Novel examines the racial misunderstandings and cultural hypocrisies that characterizedRead More The Evolving Nexus between Islam and Iran Essay5554 Words   |  23 Pagesand eradicate Western culture to established political systems that endeavor to enforce Islamic law. The definition and conception of an Islamic state has been a source of debate in the realm of Islamic scholarship. Some scholars assert that the period of the caliphate in Medina following the Prophet Mohammad’s death represents the most recent example of a true Islamic state. These scholars view all modern systems as â€Å"alien to Islamic principles, a creature of imperialism...† and seek â€Å"a ‘trulyRead MoreOne Significant Change That Has Occurred in the World Between 1900 and 2005. 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Tuesday, May 5, 2020

Constitutional Law free essay sample

An examination of court case centered around the 4th, 5th and 6th amendments. The writer of this paper presents a detailed examination of criminal justice law. The writer discusses the legitimacy of outcomes when the protection of the 4th, 5th and 6th amendments is removed from criminal trials. The writer uses case examples to support the papers position. The United States constitution provides several amendments that protect citizens in the event of their prosecution. These amendments are used for appeals purposes many times when a trial ends in a conviction. The convicted file appeals based on a belief that one of their constitutional rights were not followed. The amendments are designed to protect residents of the states from unlawful or unfair search, seizure or prosecution. If the 4th, 5th or 6th amendment were removed from the court system rights of those being tried there would be many more innocent people convicted of crimes they either did not commit or should not have been prosecuted for. We will write a custom essay sample on Constitutional Law or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page